金融英语入门词汇

　　下面是学习啦小编整理的金融英语入门词汇， 希望对大家有帮助。

　　What Is Finance什么是金融

　　Finance means the circulation of funds. It includes all economic operations directly related to the currency, the credit, and the circulation of money, for example, the issuance and withdrawal of currency, collecting deposits and granting loans, buying and selling of gold and silver, foreign exchange, and negotiable securities. Besides, the businesses of insurance, trust and investment, payments of the balance of the domestic and international trade are also within the scope of finance.

　　金融就是资金融通，它包括与货币、信用、货币流通，例如，货币的发行与回笼、吸收存款与发放贷款、金银、外汇及有价证券的买卖有直接关系的一切经济活动。此外，保险业、信托投资、国内及国际贸易的支付结算等也属金融的范畴。

　　The most important financial institutions are the banks, the stock exchange, the trust and investment companies and the insurance corporations. 银行、股票交易所、信托投资公司、保险公司等是最重要的金融机构。

　　New wordsz单词

　　finance n.财政;金融 ,融资 circulation n.流通;货币发行 fund n.基金;资金

　　economic adj.经济(上)的, 经济学的 directly adv.直接地, 立即

　　relate vt.使联系, 发生关系 currency n.通货;金融;货币 credit n.信用;信贷

　　issuance n.发行;颁布 withdrawal n.收回;提款 deposit n.存款;存储

　　grant vt.同意，准予;转让 loan n.借出物;贷款

　　exchange n.交换;交易所

　　negotiable adj.(票据，证券等)可转让的;可流通的

　　security n.(pl)(复数)证券;债券 business n.业务

　　insurance n.保险;保险额 trust n.信托;委托 investment n.投资

　　payment n.支付;付款 balance n.差额;结余

　　domestic adj.国内产的;本国的 scope n.范围;领域

　　financial adj.财务的;金融的 institution n.机构 stock n.股票

　　corporation n.公司;股份有限公司 Phrases and expressions短语与词组

　　directly related to和...直接有关

　　negotiable securities可转让或流通的证券 within the scope of 在...范围之内 stock exchange证券交易所

　　trust and investment company信托投资公司 insurance corporation保险公司
Notes：

　　1.It includes all economic operations directly related to the currency, the credit, and the circulation of money...

　　此句中的(directly) related to„为后置定语,修饰前面的all economic operations。

　　2.the issuance and withdrawal of currency,collecting deposits and granting loans,buying and selling of gold and

　　silver,foreign exchange,and negotiable securities是举例说明，作the currency,the credit, and the circulatiion of money的同位语。

　　3.payments of the balance of domestic and international trade.国内贸易和国际贸易余额的支付。

　　A Definition of Money货币的定义

　　Money is a word common to all the basic functions of bank. Money can be defined as anything which passes from hand to hand and is generally acceptable in the

　　settlement of a debt. Although most countries now use a system of bank notes and coins, many different commodities have been used as money by people in various parts of the world and at various times in history.

　　Beads, stones, seashells, paper, precious metals such as gold and silver, base metals such as iron have all been used. All of those, at the time of their use as money,

　　passed freely from hand to hand and were generally acceptable in the settlement of a debt.

　　货币是银行在履行其基本职能中最常见的词，货币可以定义为自由流通，并在清算债务时被普遍接受的任何商品。虽然大多数国家目前实行一种钞票和硬币的货币体系，但在世界不同的地区和不同的历史阶段，许多各式各样的商品也都充当过货币。珍珠、石具、海贝、纸张、金银等贵金属、铁等贱金属都充当过货币。所有这些商品在充当货币时期，都曾自由流通，而且在清算债务时被普遍接受。

　　We are all pleased to receive money as a birthday present and expect to be paid a sum of money at the end of a week’s or a month’s work. This is not because we like the picture on the bank notes or the color of coins. Money by itself gives us no benefit -- only by spending it can we obtain the thing we want. Without some form of money in circulation, the range of goods and services available to us would be considerably reduced and business transactions would be difficult to carry on.

　　我们都很乐意接受货币作为生日礼物，在工作一周或一个月以后都想得到货币报酬，这不是因为我们喜欢钞票的图案或硬币的颜色，货币本身不能给我们带来任何好处

　　只有将货币投入使用，我们才能获得所需的商品。如果没有某种流通货币，可供我们使用的商品和劳务的范围将大大缩小，商品交易也难以进行。

　　New Words单词

　　definition n.定义，解说 common a.公共的，共有的

　　acceptable a.可接受的 settlement n.清算，结账 debt n.债;债务;欠款

　　commodity n.日用品，商品 precious a.宝贵的，珍贵的 base a.劣等的，低级的

　　bead n.(有孔可穿于线上的)小珠子 benefit n.利益，好处

　　obtain vt.获得，得到 circulation n.流通，传播 range n.区域，范围

　　available a.有效的，可用的 considerably a.相当大的 reduce vt.减少，减小

　　transaction n. (一笔)交易

　　Phrases & Expressions短语与词组

　　common to对„共同，为„所共有(用) from hand to hand传递，转手

　　a base metal(non-precious metal)贱金属 as well同样,也

　　at the time of在„的时候 by oneself独自的,单独的

　　in circulation在传播中,在流通中 carry on进行

　　Notes:

　　1. Money is a word common to all the basic functions of the bank.

　　(1)money n. pl. mon.eys; or monies: ①a commodity, such as gold, or an officially issued coin or paper note that is legally established as an exchangeable equivalent of all other commodities, such as goods and services, and is used as a measure of their comparative values on the market.

　　钱，货币，纸币一种商品，如金子或官方发行的铸币或纸币，把这种货币或纸币定为可与其他一切商品、如货物和服务的等价交换物，并用作市场交换价值的尺度。

　　②The official currency, coins, and negotiable paper notes issued by a government. 通货由政府发行的官方货币、铸币和可转让纸币

　　(2)function n. ①the action for which one is particularly fitted or employed.

　　作用，功能(特别适合某人或某人所从事的行为)

　　②assigned duty or activity. 职务，职责分派的职责或指定的活动

　　(3)common to all the basic functions of the bank: 此句是由形容词common to(对„共同，为„所共用) 引导的形容词短语，这类短语在修饰名词时通常后置。

　　2. Money can be defined as anything which passes freely from hand to hand and is generally acceptable in the settlement of a debt.

　　(1)define v.tr. to state the precise meaning of (a word or sense of a word, for example).给„下定义给(例如，单词或词义)下精确的定义