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常用金融英语词汇

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  下面是学习啦小编整理的常用金融英语词汇, 希望对大家有帮助。

  A

  安全网 safety net

  按可比口径 on comparable basis

  按轻重缓急 to prioritize

  暗补 implicit subsidy

  暗亏 hidden loss

  B

  颁发营业执照 to license;to grant a licence to

  办理存款业务 to take deposits

  保护农民的生产积极性 to protect farmers'incentive to produce

  备付金(超额准备金) excess reserves

  本外币并账 consolidation of domestic and foreign currencyaccounts

  本外币对冲操作 sterilization operation

  本位利益 localized interest;departmentalism

  奔小康 to strive to prosper;to strive to become well-to-do

  避税(请见“逃税”) tax avoidance

  币种搭配不当 currency mismatch

  币种构成 currency composition

  变相社会集资 disguised irregular(or illegal) fund raising

  表外科目(业务) off-balance-sheet items(operation)

  薄弱环节 weaknesses;loopholes

  不变成本 fixed cost

  不变价 at constant price;in real terms

  不动产 real estate

  不良贷款(资产) problem loans;non-performing loans(assets)

  C

  财务公司 finance companies

  财政赤字 fiscal deficit

  财政挤银行 fiscal pressure on the central bank(over monetary policy)

  财政政策与货币政策的配合 coordination of fiscal and monetary policies

  采取循序渐进的方法 in a phased and sequenced manner

  操作弹性 operational flexibility

  操纵汇率 to manipulate exchange rate

  产品构成 product composition;product mix

  产品积压 stock pile;excessive inventory

  产销率 current period inventory;(即期库存,不含前期库存)sales/output ratio

  产销衔接 marketability

  产业政策 industrial policy

  长期国债 treasury bonds

  敞口头寸 open position

  炒股 to speculate in the stock market

  承购包销 underwrite(securities)

  成套机电产品 complete sets of equipment;complete plant(s)

  城市信用社 urban credit cooperatives(UCCs)

  城市合作银行 urban cooperative banks;municipal united banks

  城市商业银行 municipal commercial banks

  城乡居民收入增长超过物价涨幅 real growth in household income

  持续升温 persistent overheating

  重复布点 duplicate projects

  重置成本 replacement cost

  重组计划 restructuring plan

  筹资渠道 funding sources;financing channels

  初见成效 initial success

  出口统一管理、归口经营 canalization of exports

  出口退税 export tax rebate

  储蓄存款 household deposits(不完全等同于西方的savings deposits,前者包括活期存款,后者不包括。)

  储蓄分流 diversion of household deposits

  储源萎缩 decline in the availability of household savings

  传导机制 transmission mechanism

  从价税 ad valorem tax

  从紧控制 tight control

  存贷款比例 loan/deposit ratio

  存款保险体系 deposit insurance system

  存款货币银行 deposit money banks

  存款准备金 required reserves

  D

  打白条 issue IOU

  大额存单 certificate of deposit(CD)

  大额提现 withdraw deposits in large amounts

  大面积滑坡 wide-spread decline

  大一统的银行体制 (all-in-one)mono-bank system

  呆账(请见“坏账”) bad loans

  呆账准备金 loan loss reserves(provisions)

  呆滞贷款 idle loans

  贷款沉淀 non-performing loans

  贷款分类 loan classification

  贷款限额管理 credit control;to impose credit ceiling

  贷款约束机制 credit disciplinary(constraint)mechanism

  代理国库 to act as fiscal agent

  代理金融机构贷款 make loans on behalf of other institutions

  戴帽贷款 ear-marked loans

  倒逼机制 reversed transmission of the pressure for easing monetary condition

  道德风险 moral hazard

  地区差别 regional disparity

  第一产业 the primary industry

  第二产业 the secondary industry

  第三产业 the service industry;the tertiary industry

  递延资产 deferrable assets

  订货不足 insufficient orders

  定期存款 time deposits

  定向募集 raising funds from targeted sources

  东道国(请见“母国”) host country

  独立核算 independent accounting

  短期国债 treasury bills

  对冲操作 sterilization operation;hedging

  对非金融部门债权 claims on non-financial sector

  多种所有制形式 diversified ownership

  E

  恶性通货膨胀 hyperinflation

  二级市场 secondary market

  F

  发行货币 to issue currency

  发行总股本 total stock issue

  法定准备金 required reserves;reserve requirement

  法人股 institutional shares

  法人股东 institutional shareholders

  法治 rule of law

  房地产投资 real estate investment

  放松银根 to ease monetary policy

  非现场稽核 off-site surveillance(or monitoring)

  非银行金融机构 non-bank financial institutions

  非赢利性机构 non-profit organizations

  分税制 assignment of central and local taxes;tax assignment system

  分业经营 segregation of financial business(services);division of business scope based on the type of financial institutions

  风险暴露(风险敞口) risk exposure

  风险管理 risk management

  风险意识 risk awareness

  风险资本比例 risk-weighted capital ratios

  风险资本标准 risk-based capital standard

  服务事业收入 public service charges;user's charges

  扶贫 poverty alleviation

  负增长 negative growth

  复式预算制 double-entry budgeting;capital and current budgetary account

  G

  改革试点 reform experimentation

  杠杆率 leverage ratio

  杠杆收购 leveraged buyout

  高息集资 to raise funds by offering high interest

  个人股 non-institutional shares

  根本扭转 fundamental turnaround(or reversal)

  公开市场操作 open market operations

  公款私存 deposit public funds in personal accounts

  公用事业 public utilities

  公有经济 the state-owned sector;the public sector

  公有制 public ownership

  工业成本利润率 profit-to-cost ratio

  工业增加值 industrial value added

  供大于求 supply exceeding demand;excessive supply

  鼓励措施 incentives

  股份合作企业 joint-equity cooperative enterprises

  股份制企业 joint-equity enterprises

  股份制银行 joint-equity banks

  固定资产贷款 fixed asset loans

  关税减免 tariff reduction and exemption

  关税减让 tariff concessions

  关税优惠 tariff incentives;preferential tariff treatment

  规范行为 to regularize(or standardize)…behavior

  规模效益 economies of scale

  国计民生 national interest and people's livelihood

  国家对个人其他支出 other government outlays to individuals

  国家风险 country risk

  国际分工 international division of labor

  国际收支 balance of payments

  国有独资商业银行 wholly state-owned commercial banks

  国有经济(部门) the state-owned(or public)sector

  国有企业 state-owned enterprises(SOEs)

  国有制 state-ownership

  国有资产流失 erosion of state assets

  国债回购 government securities repurchase

  国债一级自营商 primary underwriters of government securities

  过度竞争 excessive competition

  过度膨胀 excessive expansion

  过热迹象 signs of overheating

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